If you participate in the qualified High Deductible Health Plan (HDHP), you may be eligible to participate in a Health Savings Account (HSA).

 

An HSA is a great way to save money by allowing you to set aside pre-tax dollars, via payroll deductions, to efficiently pay for qualified healthcare, dental, and vision expenses. The funds in your HSA never expire; you may utilize the money you accumulate in your account for future healthcare expenses, even if you change jobs or retire. 

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For 2026, the contribution limits are:

• $4,400 for individual coverage

• $8,750 for family

• The annual catch-up contribution for age 55 and older is $1,000